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The Junior Enterprises are unaware of the crisis. Despite a difficult economic environment, they display a very insolent health. Present in schools and universities, student associations such as dee managed companies had in 2011 a turnover of 8 million euros, up 14.5% compared to 2009, the year 2010 was marked by a high consolidation. Last year, no fewer than 2300 companies have sought the services of Junior Enterprises 160 French members of the National Confederation of Junior Enterprises (CNJE), which promotes the concept and the brand "Junior Company".  

Created more than forty years in order to bring the teaching of the business world, these associations Act 1901 and non-profit professional nature consist only of student volunteers perform consulting and service delivery for clients with very different profiles. "This can range from a business plan for a self-contractor, charged 1,000 euros for a qualitative study of several months for a large group, billed 30,000 euros," said Lamia Bennani Toulouse Flight's Junior Council, voted Best Junior company in France in 2011 by the CNJE.

The university is catching up

These associations have indeed lower social charges due to their special status, allowing them to offer rates up to four times lower than those offered by a traditional provider. "Besides the attractive rate of our services, it is also our expertise which is trusted," said Adrian Vasse, Chairman of the EDHEC Junior Etudes, which has seen its turnover double between 2009 and 2011 to 220,000 euros. A view shared by Matthias Brottier, the president of the CNJE, for whom "it is the concept itself is pleasing. Our members are dynamic and provide a fresh, innovative and pioneering customers. " Their microstructure and quality of association allow Junior Enterprises to be responsive, flexible and personalized service and differentiate themselves from large consulting firms.

Contrary to popular belief, the Junior Enterprises are not just about the areas of finance and engineering. They cover a wide field of activity that both of agronomy at the optical, pharmacy to graphics through the mail. Long reserved for schools, universities are fast catching up. Under the plan "Student Entrepreneurs" launched in September 2009 to publicize and develop contractor status in universities, Valérie Pécresse, Minister for Higher Education at the time, wanted to be created a "junior business "in each of the 83 French universities with the help of CNJE. Three years later, the number of junior students has almost quadrupled from 11 to 40!

Among them, the Sorbonne Junior Council, created in February 2010 into the fold of the School of Management at the Sorbonne (Paris I) and sponsored by the Education Minister Luc Chatel. During his first year, she made 10 missions including one for Air Liquide. "It's a relatively small but very honorable for a first year," said Francois-Xavier Renault, its president. The Group Tollens paints, which uses the Junior Company for a mission, declares himself "satisfied" with the quality of the mission carried out and skills emerged.

A concept taken abroad

An experience that allows students to practice the teachings they receive and identify the problems of the company while being paid. Not to mention the professional network that is built up over the missions. All assets which may be valued at the time to enter the workforce.

At a time when the political struggle to stop the rise of youth unemployment and with its experience, the CNJE intends to participate in the debate. Club Junior Enterprises, its think tank, has published a white paper last March bound for presidential candidates to improve the employability of graduates through ten proposals.

A business model that has proven to the point of export beyond our borders. Founded in 1992 on the initiative of CNJE, the JADE federates European Junior Enterprises. In 2012, there were thirty Junior Enterprises in Germany, 25 in the Netherlands, as in Italy, Switzerland 8 or 3 in Romania. And proof that we never stop learning, corporate universities also on the rise.

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When you are searching for car insurance it's important that you do your homework and shop around. I would suggest you get at least 3 quotes from 3 different companies so you can make your own decision.

 

The thorny issue of Greece is further complicated with the rise of extremism in the parliamentary elections. And subsequently also in reaction to the election of Francois Hollande, Asian stock markets retreat this morning instead of Tokyo lost more than 2.6% in mid-session after being closed since Wednesday, the Hong Kong 2 , 4% at the same time the Shanghai index posted a loss of more moderate 0.3%. The doubts surrounding a possible policy change in Europe also weighed on the euro. The single currency dropped below the $ 1.30 early this morning, exactly at 1.298 dollars and 103.63 yen against 104.46 rating yen Friday night.

Japan will "closely monitor" the debates in Europe following the recent elections, said this morning the spokesman of the Japanese government, Osamu Fujimura. "The developments of the European economy significantly affect our economy," he said at a news conference. Greek and folder should be quickly put on the European agenda and the new president of the French Republic, Francois Hollande.

The thrust of extremist parties in Greece could indeed prevent the two major parties to maintain their position in the Greek Parliament. The new political situation poses a risk to the continuation of the austerity measures, a factor that could jeopardize the plan of assistance granted to the country. In fact, the parties opposed to an increase in austerity-with-a neo-Nazi training have won 150 seats in parliament, or exactly half. The remaining 150 seats, less than the absolute majority of 151 seats, the two parties come together in a governing coalition, PASOK (Socialist) and New Democracy (right).  

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Observers who doubt the competition in the French energy market may return to their position. This is a Spanish group that emerges winner of the European tender for the Syndicate of the gas and electricity in the Ile-de-France (Sigeif) for the supply of natural gas and energy efficiency services to benefit 267 communities and public institutions in the region. Gas Natural, the first Iberian gas, gets the two most important lots, or 73% of the volume allocated to the tune of 1,100 gigawatt hours (GWh). The amount of the contract, which runs over two years (from 1 July 2012), reached 50 million euros.

EDF and Poweo hunted

Behind Gas Natural, GDF Suez won a lot – the power of public offices of housing and hospitals, 320 GWh in all – a market of 13 million euros. Finally, the alternative supplier Altergaz, a subsidiary of Italian oil Eni, retrieves the provision of the reception center and hospital care of Nanterre – a single site for a volume of 40 GWh. The three operators selected by the Sigeif renew completely the range of partners. For the previous command (over 2010-2012), were respectively selected suppliers EDF, Tegaz, a subsidiary of Total, and Poweo. Therefore a triplet hunting another.

"The competition was tight. As for larger volumes, all operators are interested, soberly summarizes Jean-Jacques Guillet, President of Sigeif and also deputy mayor of Chaville (Hauts de Seine). Both sides win. While suppliers have visibility, our members enjoy good purchasing conditions. "

In view of the regulated gas prices, the prices obtained show, according to the batches, gains from 18.9 to 24.7%, a reduction of the annual bill of 19 million euros for members of the group of commands . This bill would be $ 84 million with regulated prices. In detail, the Regional Council of Ile de France, through the power of high schools, carried 4.4 million euros in savings. And nearly 8.8 million for the 122 municipalities grouped by the Ile Sigeif. "Certainly, in the previous tender, we got a discount of about 40%, but back then we were in the gas bubble. It is no longer the case today, "says Jean-Jacques Guillet.

The tender of Sigeif is the largest in France in the energy, to the extent of a Parisian crown representing some 5.3 million people. This procedure in the field of gas on the rise: already, new communes want to be associated with orders for the period 2014-2016. "The expansion of liquefied natural gas (LNG), with its ease of delivery, gives flexibility to the gas market. We wish more than ever to enjoy, "concluded Jean-Jacques Guillet.

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Less than three weeks of its annual general meeting, it is very bad news just learned that the 40,000 shareholders of Berkshire Hathaway. Buffett suffers from prostate cancer.

"This note to say that I was diagnosed with prostate cancer stage 1. The good news is that my doctors told me that my health does not put anything in my life in danger or does not weaken me enormously, "says legendary investor highly respected in the financial community, in a letter. In his message, he explains that he and his doctors decided he would undergo radiation therapy for a period of two months starting in mid-July.

This protocol will restrict its ability to move, but not prevent it to work everyday, he said. The shareholders of its holding company, Berkshire Hathaway, will be required to the evolution of his health, he further said.

However, the American billionaire sought to reassure its shareholders. "I feel very well – as if my health was perfect – and my energy is 100%" guarantee multibillionaire. More importantly, this announcement comes six weeks after the guru of finance said that the estate is already assured. He concluded: "I will inform the shareholders (Berkshire Hathaway) immediately if my health changed. One day, of course, it will happen. But I am convinced that this day is still far from us, "he concludes.

 

Small revolution in the OJD, which is one step closer to seeing his measures of attendance on the Internet more recognized by the market. In its ranking of websites in March, the body that certifies the mailing of printed and digital press titles in France is hosting for the first time the orange.fr portal, one of the earliest in the hexagon with Google, Yahoo! and MSN.

Gateway to the telecom operator arrives directly at the head of the most popular sites last month, with over 450 million visits. The OJD measure all connections to the site (the "site-centric"), that is to say the number of visits and page views, without deduplicate visits on the same site by the same user. "We do not say in front of a screen but we certify the figures reported by the sites, which are the comprehensive measure of attendance," explained Stephane Bodier Bartement and Patrick, President and CEO of OJD. With the exception of Marianne, VOD or Humanity, all brand sites releases are already certified by the OJD.

Qualify hearings

The organization hopes that this will arrive in others, notably those of Yahoo! and MSN, which should seek, also, to certify their attendance. Google, which has developed its own measurement tool, Google Analytics, for its part could choose to stay out of the movement.

But there on the market another way of measuring the digital world personal business card. This is the tool with its Médiamétrie NetRatings ("user-centric") which, by observing a panel of 25,000 Internet users, to qualify (age, occupational status, etc..). The challenge now is to combine the best of both measures. Médiamétrie and OJD announced in early March signed an agreement for the supply by the second to the first of its basic results "site-centric." This merger of the two measures should allow the hearings to describe and measure, for example, the loyalty of Internet sites. It will materialize in June, with the publication of results by Médiamétrie Internet audience in April, via a hybrid measure that integrates both data and those of OJD, but also on the results of websites measured by Médiamétrie-eStat and certified by the OJD. "This agreement will help provide a market-based results more accurate and consistent," said Médiamétrie.

In the longer term, it will find tools to accompany the rise of advertising offers Web-coupled television. Médiamétrie talks with Google for the establishment of a study that would bring together data from television audience of those with Médiamat Internet.

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By launching a "pico" that can creep into his jeans pocket, Sagemcom, already number one in Europe, hopes to boost sales. Last year it sold 225,000, a growth of 75%.

"We estimate that the global market should be increased tenfold by 2015 to reach 5 million units sold," said Nicolas Denis, Director Sagemcom documents. He said the ultimate. "Rather than looking at more video on the screen of his phone, kids can project onto a wall, table … their image in large, up to 3 meters diagonally," he adds. To give more visibility to its pico, Sagemcom decided to market them under the Philips brand. "We have a licensing agreement with Philips brand which has an international reputation," says Nicolas Denis. A contract that allows the Dutch, in addition to the payment of interest, maintain the brand recognition among the general public.

The pico-projectors can also be connected to some digital cameras, a PC or a tablet. But for Sagemcom, use will be primarily related to smartphones. Even if they could be the main competitors of pico-projectors. Samsung has launched the Beam, a smartphone with integrated pico. For its part, Sony has built into a camcorder. They also arrive in cameras and nothing precludes a tablet with a pico-projector arrives one day in this market.

To compete with this type of product, Nicolas Denis put on two assets: the battery of these devices – the image projection is very energy – and the brightness of the projected image, still relatively low when it comes from a smartphone. This last consideration is specificity in Lumens. The latest addition to Philips displays SamgemCom-30 Lumens, it is two times more than a smartphone. This allows to see the image without needing to be in the dark. "There is a demand for pico projectors, as there is for USB. It depends on the degree of expected performance, "said Nicolas Denis, who also builds on the innovative capacity of Sagemcom. For proof, Dragone's latest is also a USB port (patented). What limiting cables to transport and adapt perfectly to the side "pocket" of the object!

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The games are made for the launch of the giant project of installing offshore wind turbines off the French coast. Reportedly, Alstom and EDF are expected as the big winners of the operation. The State has chosen to allocate their consortium of three fields that were at stake: those of Saint-Nazaire, Fécamp and Courseulles-sur-Mer.

Spanish Iberdrola, the French partner Areva, would win him the field of Saint-Brieuc. The fifth and last field, the Tréport, wait again, the tender was declared unsuccessful on about.

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The reverse trend was apparent in January. After seven months of withdrawals exceed deposits, and a record 3.8 billion euros in net outflows (deposits less withdrawals) in December, flows on life insurance contracts appear to be stabilizing. In February, the payments for the first time since last August were higher than withdrawals, according to figures released by the French Federation of Insurance Companies (FFSA) and the Group of mutual insurance companies (Gema).

The amount of deposits has been higher than 300 million euros to the withdrawals. A level far below the record numbers in July 2011 to 2.7 billion euros. Since this rise is not due to increased payments for savers on their contract. They have instead further decreased by 14% compared to January 2012. The trend reversal is in fact due to a sharp slowdown in redemptions, which fell 24% from the previous month. They still remain higher than 21% from their level in February 2011. In fact, Bernard Spitz, president of the FFSA, remains cautious, and denies seeing a continuing trend payday loans online.

Leaded by the crisis which encouraged investors to choose short-term investments, or to deleverage rather than investing, life insurance has lost ground to rival the booklet Who is disputing the preference of the French. The latter has also continued its growth with a collection of 1.93 billion euros in February. A total of 222.3 billion euros are now placed on the 60 million booklets A possessed the French. An amount that is still very far from those placed on life insurance contracts which reaches 1.377 billion euros in late February.

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Last February, 54,000 jobs were submitted under the Apec, an increase of 30% compared to February 2011 and 53% in total over twelve months. In total, emphasizes APEC in its monthly report released Wednesday, "which offers 587,747 are entrusted in one year."

It is the function of industrial production (work and site) that the fastest growth, both in one month (70% with 3791 offers) on a year (83% to 39 516 offers). "Demand is especially strong for managers of industrial production, since growth is 101% over the year," said Apec. This function represents 7% of all offers.

Other sector applicant, the technical services (10% of total offers) which grew by 59% over one month (5398 offers) and 81% in total over twelve months (54657 offers). Driving this growth is the pole Process and Methods (with 128% increase year over year and offers 11,000), followed by the Technical Services Branch (128% growth with 4264 offers).

Bid on two computer science or business-marketing

As for the IT functions and business-marketing, which together account for over half of all offers (54% overall), their growth remains strong: 41% increase over year for the computer (156 036 offers) and 47% for the sales-marketing (with 157,724 offers) quick payday loans. Over a month, however, its growth slows, however, both functions 3 to 4 points.

Another signal to be taken into account, the monthly index of diffusion of the Internet offers executives, not the mark a bit in February, with an increase of 30 points over last year to 299 points (32 points against the month above). The APEC underlines in this regard sluggish growth-management functions for finance directors and HR.

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A few weeks before the start of the tourist season in Greece, industry professionals are concerned about given the country's image abroad. The clashes that broke out between police and demonstrators, repeated strikes in public transport and the crisis affecting the economy, trade and health, greatly tarnish the reputation of "Mediterranean paradise" Greece had so far.

For Francoise Deschamps, Director of Travel Agency Profile in Athens, it is a bad trial because the country. "Violence is not the nature of the Hellenes. There are fewer demonstrations and strikes if they only last a few hours when it comes to archaeological sites. The Acropolis is always accessible to all, "protested she.  

Lower prices

While acknowledging that bookings were down this summer, Francoise Deschamps makes a point of honor to overcome stereotypes, "apart from the American Express (which is rarely accepted because traders are unwilling to pay 7% commission) you can pay everywhere with a credit card or a Visa. No need to bring cash into oneself. Distributors are always stocked, "she says.

The large luxury resort with beach, private pool and gourmet restaurant at the guesthouse, hoteliers were for the most part, forced to lower room rates and offer additional services to each reservation. "Our prices have dropped by at least 20%," says Adrian Vassilikos, director of Airotel, owns six hotels in the country. If the crisis is especially hoteliers, because of increased taxes and reduced bookings, Adrien Vassilikos remains confident: "Tourists know that Athens, like the rest of the country, is one of the most safest in the world. No risk of terrorism or crime. The crisis has not increased the number of pickpockets. To this we must add that in case of accident or illness, we have very capable hospitals, providing care free and urgency, "he said cash advance payday loan.

Of solidarity

Tourism is the second largest economic sector in the country, representing 17% of GDP, after shipping. In 2011, Greece has benefited more or less the effect of revolutions and Arab tourism, compared to the previous year, increased by 10%. This year, some professionals rely on the solidarity towards Greece, shot by the crisis. This movement is gaining ground worldwide and in all sectors. Twenty major Greek groups, as the airline Aegean or Coca-Cola Hellenic, even financed full-page newspaper ads French, German, Dutch, Belgian and British. Under the slogan "give a chance to Greece", these advertisers show a country in flux, despite its economic vicissitudes.

A bank of tourism in the study

To improve the competitiveness of the tourism sector, the Greek government uses the aid of the "task force". This working group of the European Commission, whose representatives are installed in the Greek capital, shook the tourism industry. "Being competitive yes, but then to build infrastructure for mass tourism, there is a margin," worries Francoise Deschamps, Director of Travel Agency Profile. "Greece is a country that fits the needs of every tourist. You can still find himself alone on a beach, eating in a tavern or family homestay accommodation is unique and should not destroy it for the sake of competitiveness, "she adds. Several projects are in preparation at the Ministry of Finance including the creation of a bank or tourist development projects of ancient sites, remote islands from Piraeus or agricultural areas.

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